Texas Life & Health Insurance Exam: State Law Practice Questions
Free practice questions on the Texas statutes and rules tested on the Texas Life, Accident and Health agent exam, with explanations and sources.
The Texas portion of the Life and Health agent exam has 30 scored questions (plus 5 unscored pretest questions): 14 on rules common to life and health insurance, 6 on life insurance only, 7 on accident and health insurance only, and 3 on HMOs, according to the Pearson VUE content outline #124401, effective 1 September 2026.
Take the timed Texas practice exam
Texas law topics
- Texas Insurance Regulation and Agent Licensing
Part of the 14 questions on rules common to life and health · 20 practice questions - Texas Marketing Practices, Agent Duties and the Guaranty Association
Part of the 14 questions on rules common to life and health · 20 practice questions - Texas Life Insurance Law
6 of 30 Texas questions · 20 practice questions - Texas Health Insurance and HMO Law
10 of 30 Texas questions (7 health, 3 HMO) · 20 practice questions
The Texas exam at a glance
| Exam | General Lines – Life, Accident and Health (English or Spanish), given by Pearson VUE |
|---|---|
| Questions | 100 scored general knowledge questions and 30 scored Texas-law questions, plus unscored pretest items |
| Time | 150 minutes |
| Passing score | A scaled score of 70 (not 70% correct) |
Steps to a Texas agent license
- Book the exam with Pearson VUE and pay the exam fee.
- Book a digital fingerprint appointment with IdentoGO.
- Pass the exam, then get fingerprinted.
- Apply for the license online through Sircon within 12 months of passing; after that you must retake the exam.
The handbook also says applicants must be at least 18, and that a sponsoring company or agency can request a temporary 180-day license for an otherwise eligible applicant who hasn't yet passed the exam. Most licenses then require 24 hours of continuing education every two years, including 3 hours of ethics.
The Texas questions are only part of the exam: practice the general knowledge part with the Life & Health topic quizzes and the 100-question practice exam.