Florida 2-15 Life & Health Exam: Florida Law Practice Questions
Free practice questions on the Florida statutes and rules tested on the Florida 2-15 Life, Health and Annuities agent exam, with explanations and sources.
Florida law makes up about a third of the Florida Agent's Health & Life (including Annuities & Variable Contracts) exam, known as the 2-15: 13% on statutes and rules common to all lines, 10% on life and annuity insurance including variable products, and 10% on health insurance, according to the Pearson VUE Florida content outline effective 1 January 2026. The exam has 150 scored questions in all.
Take the timed Florida practice exam
Florida law topics
- Florida Insurance Regulation and Agent Licensing
Part of the 13% on Florida rules common to all lines · 20 practice questions - Florida Agent Duties, Unfair Trade Practices and the Guaranty Fund
Part of the 13% on Florida rules common to all lines · 20 practice questions - Florida Life and Annuity Law
About 10% of the exam (life, annuities and variable products) · 20 practice questions - Florida Health Insurance Law
About 10% of the exam (health insurance) · 20 practice questions
The Florida exam at a glance
| Exam | Florida Agent's Health & Life (including Annuities & Variable Contracts), the 2-15, given by Pearson VUE |
|---|---|
| Questions | 150 scored questions plus 15 unscored pretest questions; about a third cover Florida law |
| Time | 2 hours 45 minutes |
| Passing score | A passing score stays valid for one year; the handbook limits you to five attempts at the same exam type |
Steps to a Florida agent license
- Complete the pre-licensing coursework Florida requires for the license (Florida Statutes 626.7851 and 626.8311).
- Book the exam with Pearson VUE and pass it.
- Apply online with the Department of Financial Services, pay the application and license identification fees, and submit fingerprints.
- Finish licensing within one year of passing, or you must retake the exam.
The handbook says the license identification is made available electronically in your MyProfile account once the Department approves the application.
Florida law is only part of the 2-15: practice the general knowledge part with the Life & Health topic quizzes and the 100-question practice exam.