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Florida Insurance Law Practice Exam (40 Questions, Timed)

A timed practice exam for the Florida state-law part of the Life & Health agent licensing exam: 40 questions in 40 minutes, weighted like the real test.

How this practice exam works

• Each attempt draws 40 questions from our Florida question bank in the proportions shown below.
• You have 40 minutes; the exam submits itself when time runs out.
• Flag questions, move freely, and change answers before you submit. Your progress is saved in this browser.
• After you submit you see your score by topic and an explanation with sources for every question you missed.

Florida law makes up about a third of the Florida Agent's Health & Life (including Annuities & Variable Contracts) exam, known as the 2-15: 13% on statutes and rules common to all lines, 10% on life and annuity insurance including variable products, and 10% on health insurance, according to the Pearson VUE Florida content outline effective 1 January 2026. The exam has 150 scored questions in all. The state sets the passing standard for the real exam, and it isn't necessarily 70% correct; we show 70% as a practical target. For the general knowledge part, take the 100-question Life & Health practice exam.

Questions per topic

Topic	Questions
Florida Insurance Regulation and Agent Licensing	8
Florida Agent Duties, Unfair Trade Practices and the Guaranty Fund	8
Florida Life and Annuity Law	12
Florida Health Insurance Law	12