Illinois Life and Accident & Health Insurance Exams: State Law Practice Questions
Free practice questions on the Illinois Insurance Code and Department of Insurance rules tested on the Illinois Life and Accident & Health producer state exams, with explanations and sources.
In Illinois each line of authority has two exams: a general knowledge exam and an Illinois state exam. The Life state exam has 31 scored questions and the Accident and Health state exam 39 (plus 5 unscored pretest questions each); 22 of them in each exam cover Illinois rules common to all lines, according to the Pearson VUE content outlines #121402 (the state-law sections are the same in the 2026 and 2027 versions).
Take the timed Illinois practice exam
Illinois law topics
- Illinois Insurance Regulation and Producer Licensing
Part of the 22 common-rules questions on each Illinois state exam · 20 practice questions - Illinois Marketing Practices, Unfair Claims and the Guaranty Association
Part of the 22 common-rules questions, plus the guaranty association · 20 practice questions - Illinois Life Insurance and Annuity Law
9 life-only questions on the Illinois Life state exam · 20 practice questions - Illinois Health, Medicare Supplement and Long-Term Care Law
17 health-only questions on the Illinois Accident and Health state exam · 20 practice questions
The Illinois exam at a glance
| Exams | Each line has a general exam and an Illinois state exam: Life, and Accident and Health |
|---|---|
| Questions | Life state exam: 31 scored; Accident and Health state exam: 39 scored; each general exam: 50 scored (each plus 5 unscored pretest questions) |
| Time | General exams 75 minutes; Life state exam 50 minutes; Accident and Health state exam 55 minutes |
| Exam fee | $92 per exam, or $92 for a line's general and state exams booked on the same order (not refundable) |
| State law | 22 questions on rules common to all lines, plus 9 life-only or 17 health-only questions |
Steps to an Illinois life or health producer license
- Complete the pre-licensing course for each line: 20 hours for Life and 20 for Accident and Health, with 7.5 hours of each in a classroom or webinar (215 ILCS 5/500-30).
- Pass both the general and the Illinois state exam for each line.
- Wait five days after passing, then apply online; the license must be obtained within one year of finishing the pre-licensing course.
Licenses run for two years, and producers complete at least 24 hours of continuing education before each renewal, 3 of them in classroom or webinar ethics instruction (215 ILCS 5/500-35).
Illinois's general exams test the national concepts: practice them with the Life & Health topic quizzes and the 100-question practice exam.